San Juan Mountains Credit Union • 1102 South Cascade Montrose, Co 81401 •

Second Mortgage

San Juan Mountains Credit Union offers both 1st and 2nd Mortgage loans to our members. The process of making these in house loans is faster than other banks. These loans are kept here at the Credit Union are not sold to a secondary market. You will benefit from customer friendly staff and the knowledge of our staff of products and availability. Please call us for our current rates and closing costs.

We are always willing to compare rates, terms and costs for you when shopping for a real estate loan. These loans can be amortized up to 30 years with a 5-year balloon payment. The Credit Union also has a 30-year fixed rate loans that are facilitated through CUNA Mortgage. This is a credit union Mortgage Company and all loans are kept at CUNA Mortgage. No worries about having your loan sold over and over to secondary markets.

You start with the Credit Union and your loan is kept there for the life of the loan. Please call for rates, terms, and costs. You will be pleased when you compare these rates with banks. Are you looking to build a new home? Let us help you with the process. We are able to offer Construction loans for both stick-built and modular homes at a very competitive price. We look forward to making your dream home a reality. We are always willing to compare rates, terms and costs for you when shopping for a Real Estate Loan.

For more information please call the Credit Union at 970-249-5319 or stop in and visit with one of our Mortgage Specialists.

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Mission Statement:

"TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE".