How would you like to have a loan where you only pay 4% interest?
For those times when you would rather take out a loan and leave your savings dollars intact, we offer share secured loans. With this type of loan you can use your savings dollars as collateral. The rate is 4% over the interest you currently receiving on your savings deposit to be used as collateral. If you choose to use your share account as collateral the maximum term will be 36 months to repay the loan. If you choose to use a certificate as collateral the term will need to match the maturity date of the certificate.
If you are like most consumers, once you have used your savings account for any purpose, it is very difficult to replace those savings dollars. However, we have trained ourselves to repay a loan, consider a share secured loan as an alternative to depleting those savings dollars you have worked so hard to deposit.
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